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The Best Places to Retire in Pennsylvania

The Best Places to Retire in Pennsylvania

For many retirees, Pennsylvania is quickly becoming a top choice for its balance of affordability, lifestyle, and convenience. Whether you’re looking for charming small towns, vibrant cultural hubs, or quiet suburbs with easy access to big cities, retirement living in Pennsylvania offers something for everyone. With attainable housing, quality healthcare, and plenty of activities for all interests, it’s no wonder so many people are choosing Pennsylvania retirement living as their next chapter.

Why Pennsylvania Is a Good Place to Retire

In 2024, Pennsylvania had a population of approximately 13 million people, with 20% aged 65 or older, making it one of the top states with a large retirement population. So, is Pennsylvania a good place to retire?

Here are some of the reasons it is:

A relatively predictable climate with four seasons.

Residents enjoy colorful autumns, cold, snowy winters, bright springs, and warm, humid summers.

Proximity to major East Coast cities.

Live in a peaceful setting while being a car or train ride away from Philadelphia, New York, and Washington, D.C.

Access to quality healthcare.

Pennsylvania is home to many nationally ranked hospitals and healthcare systems.

So many cultural, historical, and recreational opportunities.

From museums and historic sites to scenic trails and rivers, retirees have many options for staying active and engaged.

Does Pennsylvania Tax Retirement Income?

One of the biggest financial perks of retiring here is that Pennsylvania does not tax most retirement income. That includes Social Security benefits, IRA withdrawals, and pension payments. A significant advantage compared to nearby states like New Jersey and New York. So, does Pennsylvania tax retirement income? No, making it a smart choice for stretching your retirement savings.

Best Cities and Towns to Retire in Pennsylvania

Let’s take a brief look at some of the best places to retire in Pennsylvania:

Levittown

Levittown combines suburban comfort with easy access to Philadelphia. Nearby healthcare facilities, shopping, and recreational areas make it an excellent choice for active retirees who want convenience without sacrificing peace of mind. DeLuca Homes is currently building The Villas at Greenbrook, a quaint 55+ community in Levittown. The community has 60 Carriage Homes and 48 Flats, with innovative features and sophisticated finishes. Homes are priced from the upper $300s.

Chalfont

Nestled in Bucks County, Chalfont offers small-town charm surrounded by parks, trails, and outdoor recreation. Its strong sense of community makes it ideal for retirees who want to stay active and connected. DeLuca Homes has built in Chalfont for years, creating neighborhoods that blend comfort, convenience, and community. Currently, we are building Barclay Hill, a quaint 55+ community of just 30 homes located at the corner of Street Road and Folly Road. Barclay Hill has community green spaces to keep you healthy and active. Homes are priced from the $700s. 

Doylestown

Known as a cultural hub, Doylestown is home to museums, theaters, and historic sites. With excellent healthcare access, plentiful outdoor recreation, and a picturesque downtown, it’s a dream for retirees who enjoy arts, history, staying active, and walkable neighborhoods.

Yardley

For those who want a peaceful riverside lifestyle, Yardley offers a quaint downtown, scenic views, and proximity to the New Jersey border. Retirees can enjoy a relaxed pace of life while still being close to larger metro areas.

Lancaster

Lancaster blends affordability with charm. The city’s vibrant downtown is full of shops, restaurants, and cultural activities, while healthcare facilities and a lower cost of living make it especially appealing for retirees.

Harrisburg

As the state capital, Harrisburg boasts affordable real estate, riverfront parks, and convenient amenities. It’s a strong option for retirees seeking both affordability and access to city conveniences.

FAQs About Retirement Living in Pennsylvania

  • What is the healthcare access like for retirees in PA?

When discussing the pros and cons of retiring in Pennsylvania, one of the most significant is the excellent healthcare. Retirees have access to nationally ranked hospitals and specialty care facilities, particularly in areas like Philadelphia, Pittsburgh, and central PA.

 

  • Are there active adult communities in Pennsylvania?

As the site of some of the best retirement cities in the country, Pennsylvania is home to many active adult and 55+ communities. Builders like DeLuca Homes create neighborhoods that focus on low-maintenance living and community amenities.

 

  • How does the cost of living in Pennsylvania compare to other states?

Pennsylvania has a relatively low cost of living compared to other East Coast states, particularly when it comes to housing and taxes on retirement income.

Choose DeLuca Homes to Build Your New Home

Retiring in Pennsylvania means enjoying comfort, convenience, and community in one of the most retiree-friendly states on the East Coast. If you’re considering your next move, DeLuca Homes is here to help you find a home that fits your lifestyle. Over 60+ years, we have designed and built literally thousands of new construction homes throughout Southeastern Pennsylvania. Explore our communities in Bucks County, or browse our floor plans to start planning your dream retirement home today. Connect with us to learn more about our affordable retirement communities in Pennsylvania.