Building Your First Home: Here’s What You Need to Know
You can see it now: the keys to your gorgeous, brand new home are in your hand, and your whole life is right in front of you. You and your family walk up to your front door, turn the knob, and step into a stunning space that you’ve only ever dreamed about…
Building your first home is an experience unlike any other, and with over 50 years of home building under our (tool) belt, DeLuca Homes knows how to make this journey one to never forget. Once you know everything about the process, you’ll feel as secure, confident, and stress-free as possible.
Take a look at how you’ll work with DeLuca Homes on this incredible ride:
Working With Your Sales Representative
Choose a Location: The first step is deciding where you want to live! We have many communities and sites for you to choose from, with access to great schools, transportation, recreation, and more. Your Sales Representative will help you work through different options to uncover the one that best fits you and your family’s lifestyle. You can then put down a refundable deposit to reserve your homesite.
Choose a Floorplan: Next, you really get to dive in… Once your deposit is made, you’ll get to choose your specific home model and structural options! You’ll sit down with your Sales Representative and go over each option, price points, and any questions or concerns that you have. This is a great time to go over a close estimate of the total cost of your home, so that you’re prepared when applying for a mortgage.
Steps to Your Mortgage: You’ve made some great decisions, so now your Sales Representative will help you get prepared for the mortgage process. We’ll gather and review your financial information, and then draw up the paperwork that outlines your choices and their costs. Once you sign the Agreement of Sale, you’ll put down a deposit. And then the excitement begins… you’ll receive an estimated settlement date! Can you taste the champagne now?
Mortgage Application: You’ll apply for a mortgage within 5 days of signing your agreement, and provide your Sales Representative with a copy of this application. Within 30 days of the Agreement of Sale, you’ll also provide a copy of your mortgage commitment.
Add Personal Touches: Within 30 days of signing your agreement, you get to add specialized touches to your brand new home, so that this living space truly has your name all over it! What could be better than personalizing your home and making it all your own? Your Sales Representative will help you work through a host of options for decor, upgrades, and so much more. Whatever you desire can be yours!
Working With Your Construction Manager
The Building Process: Because your personalized home reflects you in every way, we also want you to be a part of the building process. Before construction begins, you and your Construction Manager will go over each stage of the process to give you a working timeline. Keep in mind that timelines can change based on weather conditions. You’ll always be aware of your home’s progress as well as when certain decisions will be made. Your sales representative is the liaison between you and the construction manager. Any questions and/or concerns you may have should be conveyed to your sales representative.
Working With Your Settlement Coordinator
Pre-Settlement Orientation: It’s so close that you can feel it! Before settlement, you and the construction manager will visit your home 7 days prior to settlement, where you’ll check out the features of your home. We guarantee that any concerns will be addressed, and you’ll get to inspect your home once again on the day of settlement, if necessary.
The Big Day: The day has come – your settlement is here! We’re all cheering beside you. Your Settlement Coordinator will let you know the place, date, and time of settlement about 30 days in advance of your estimated closing date. When settlement arrives, you’ll finalize all payments and closing costs. Then the magic begins…
Living in Your New Dream Home
Congratulations!: You’re officially a homeowner! This might be one of the greatest feelings in the world. Once you’ve built a home with us, you’re apart of the DeLuca family, so don’t ever hesitate to reach out with any questions. This is a time to celebrate with you and your family… you’ve moved into the home you’ve always wanted, and now you can start the greatest chapter of your life. Have an amazing ride!
For more information on our DeLuca Homes and communities, please visit our website, or give us a call at 215-860-6500. Our whole team cannot wait to get started with you!