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Low Interest Rates: Now’s Your Time to Buy!

You know how the song goes: “I’ve got the power…” Now that mortgage rates are historically low, you have all the buying power — which means that not only can you enjoy lower monthly interest payments, you can even afford a home you may not have been able to before. Talk about being in the right place at the right time.


Of course, the decision to buy a new home (no matter if it’s your first or your third) requires a lot of thinking and financial planning. But it’s empowering to know that at this exact moment, you’re at an advantage in terms of what you can afford. Say current interest rates are 2% lower than they typically are — right now, you’d be able to stretch yourself to purchase a higher-priced home, or in other words, the home that you really want. 


As part of your monthly home payment, the interest rate on your mortgage plays a role in your experience as a homeowner. A lower interest rate offers greater “financial confidence,” which is essentially another way of saying peace of mind. After all, who doesn’t want to pay off their mortgage without any of the added stress?


Around 60 days prior to closing a home loan, you’ll have to lock in a certain interest rate. As of today, you can lock in the lowest rate that banks have offered in years. This summer, we’re feeling the love at DeLuca Homes, which is why we’re also offering hot incentives on the coolest homes in Pennsylvania to complement low rates. 


Say hello to our Deal Days: in the Enclave at Providence in beautiful Collegeville, all of the features that are usually upgrades will now be included in every home! This deal encompasses over $20,000 in features, including a gourmet kitchen with stainless steel appliances, a tray ceiling in the owner’s bedroom, a 9’ basement, ceramic-tile backsplash, a recessed lighting package, hardwood floors on the first floor, and more.


If you’re ready to make your most exciting and rewarding move yet, all of us at DeLuca Homes are right behind you. We can’t wait for you to experience how extraordinary life is in one of our contemporary and comfortable homes — and now that interest rates are historically low, you have the buying power! Sing it out loud…